Guides
How to split shared money fairly, with real numbers: trips, flats, dinners, currencies and settling up.
- How to split group bills: the method, and a free app with no sign-up Log who paid and who it was for, work out balances, and settle in the fewest payments. With a worked example.
- How to split vacation costs on a group trip What counts as shared, logging it the same day, two currencies, and ending the trip in two transfers.
- How to split rent and bills with roommates Equal or room-adjusted rent, utilities, deposits, and what to do when someone moves out.
- How to split costs when one person paid for everyone One friend paid for the whole weekend. How to work out each share, odd cents included, and pay them back.
- How to split expenses in different currencies One group currency, the rate your bank really charged, card fees, cash — and settling in one currency.
- How to settle up group expenses in the fewest transfers Net balances, biggest debtor pays biggest creditor, and why five people never need more than four transfers.
- How to split rent by room size Equal, by area, or the hybrid most flats use, plus en-suites, balconies and couples, with real numbers.
- How to split a restaurant bill Even or by what you ordered, shared plates, the non-drinker, the tip, and paying back whoever paid.
- How to split a holiday rental with friends Per person-night, by room, couples, late arrivals, cleaning fees, deposits and refunds, with a worked example.
- How to split expenses as a couple 50/50 or proportional to income, a worked example with real numbers, and what actually counts as shared.
- How to split costs for a bachelor party, birthday or group gift The guest of honor pays nothing, deposits, partial guests, group gifts, and four transfers at the end.
- A free Splitwise alternative with no account to create Why sign-up is the real obstacle, what a no-account expense app should do, and how kisir does each part.
- How to split costs on a group trip to Armenia Drams, euros and cash on one ledger, a shared driver for the day, and a guesthouse paid in notes.
- Tracking shared expenses in a spreadsheet, and exporting to Excel A sheet layout that handles two payers and partial splits, where it breaks, and why the export matters.
- How to split utility bills with roommates Equal or by days present, the roommate who moved in on the 11th, heavy users, and meter readings.
- A Tricount alternative: when to pick kisir, and when Tricount is enough Tricount and kisir side by side: accounts, currencies, offline, price, and which one fits which group.
- A Splid alternative, and how it compares Splid and kisir both skip sign-up. What differs, in a fair table, and which group each one fits.
- The best apps to split bills and expenses with friends in 2026 Six expense-splitting apps side by side, who each one suits, and how to pick for a trip, a flat or one dinner.
- kisir vs Splitwise, side by side A fair feature-by-feature comparison of kisir and Splitwise, and who each one suits.
- How to split money with friends, and what a split money app really does Tracking who owes whom is one job and sending money is another. Which app does which, with a worked example.
- Settle Up alternative: how Settle Up and kisir compare Settle Up and kisir compared fairly: platforms, price, offline, currencies, export, and who each one suits.
- A Kittysplit alternative: website or phone app, both with no account Kittysplit vs kisir, side by side - both need no account; what differs is web or app, currencies and group size.
- A Spliit alternative: Spliit vs kisir, side by side Spliit vs kisir. Both free with no account. A fair table, who each one fits, and what Spliit has that kisir does not.
- A Splittr alternative, and how Splittr compares with kisir Splittr vs kisir side by side: accounts, offline, currencies, settling, export, price, and who each one fits.
- A Splitser (WieBetaaltWat) alternative, compared fairly Splitser (WieBetaaltWat) vs kisir: accounts, offline, currencies, export, price, and who each suits.
- SplitMyExpenses alternative: a free app where nobody signs up SplitMyExpenses vs kisir, side by side — accounts, offline, currencies, export, price — and who each one fits.
- Splitting expenses with no sign-up Join by link or code, pick a name, split. What a no-sign-up expense app keeps, what it drops, and a worked example.
- A trip expense tracker for groups: what to track, and how One shared ledger instead of a chat, a budget before you go, what to log and what to skip, and three transfers at the end.
- An offline, multi-currency expense splitter: what to look for Log with no signal, sync later, one currency per expense, a rate you can correct. The checklist, and an example in three currencies.
Free calculators
- Bill split calculator Who paid what, who owes whom — and the fewest transfers to settle. No signup.
- Trip cost calculator Split a trip’s costs equally or by nights stayed, and see who owes whom.
- Rent split calculator Split rent fairly by room size, with shared space split equally.
- Split bills by income calculator Shared bills in proportion to each income, next to a 50/50 split.
- Shared expenses spreadsheet template A free Excel and Google Sheets file: who paid what, for whom, and every balance.