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The AI features kisir will never have: a roadmap

Every app has a roadmap. This is the part of ours that we are not going to build. Each item below is a feature a split expenses app could add in 2026, followed by what kisir does instead, which is mostly arithmetic.

By David Piliposyan ·

A note before the list: nothing below is planned, hinted at or secretly in testing. This is the roadmap of a bill-splitting app that wants to look modern in 2026, written down so we can say no to each line properly.

Q1: Smart Split™

The feature. A model looks at the dinner bill, your group’s history and the time of night, and predicts how the cost should be divided. It knows that Ben usually orders the steak. It is 94% confident.

What kisir does instead. You tap Equal, Shares or Amounts. If six people share a €127.50 dinner equally, that is 12,750 cents divided by six, which is 2,125 cents, or €21.25 each. Six times €21.25 is €127.50. The app is 100% confident, because it is division.

Q1: Receipt Vision

The feature. Photograph the receipt. The app reads it, identifies every line, guesses which line was the wine, and asks you to confirm 14 items, three of which it read as “Grlld Sbass 2x”.

What kisir does instead. You type the total. Most group expenses are one number: the villa, the taxi, the groceries, the dinner. The person who paid already knows the number, because they just paid it. There is a longer, non-satirical post on this, why kisir does not scan receipts.

Q2: Expense Insights

The feature. A weekly email, “Your group spent 23% more on transport than similar groups.” A chart with a trend line. A badge for your spending personality type. Yours is “The Generous Planner.”

What kisir does instead. The Overview screen. Your balance, every member’s balance, and who spent how much. If you want more than that, the whole ledger exports to CSV or Excel, and a spreadsheet will draw you any chart you like.

Q2: Auto-Categorize

The feature. Every expense is sorted into one of 40 categories by a model. “Fuel” goes under Transport, “Petrol” under Transport, “Gas” under Utilities, and “Gas (car)” under Food, because it saw the word “car” next to “sandwich” once.

What kisir does instead. A description field. You write “fuel”. Everyone in the group reads “fuel”. Nobody is sorted.

Q3: Settlement Suggestions, powered by AI

The feature. Instead of telling you who pays whom, the app suggests three settlement “strategies”, each with a short explanation generated for you, and a button that says “Why this plan?” that opens a paragraph beginning “Great question!”

What kisir does instead. One plan, computed from the balances, with the fewest transfers that make every balance zero. Your part of it is on the “Your plan” screen. One tap records a payment. When everything is zero, the group closes itself. If you want to see the method, the settle-up guide walks through it by hand, and the answer you get by hand is the answer the app gets.

Q3: Conversational Entry

The feature. Instead of a form, a chat. You write “Ana paid 40 for lunch for everyone except Dan.” The assistant replies “Got it! I’ve added €40.00 for lunch, paid by Ana, split between Ana, Ben and Cara. Would you like to add a category?” It was split between Ana, Ben, Cara and Dan. Dan is now paying for a lunch he didn’t eat and nobody noticed until Thursday.

What kisir does instead. A form with a list of names and checkboxes. You untick Dan. The expense editor won’t save if the amounts don’t add up to the total, which is the one thing an expense editor absolutely has to do.

Q4: Memory

The feature. The app remembers that you were the one who always paid on the Cyprus trip and gently reminds the others. It also remembers what you ordered, where you sat and whether you tipped.

What kisir does instead. A history on every expense: who changed what, old number to new number. That is a record of the money, kept so the group can trust the list. It is not a record of you.

Q4: Personalized Nudges

The feature. Push notifications timed by a model to the moment you are most likely to pay. “Hey Ben 👋 Ana is still waiting for €21.25. Settle now?” Sent at 23:40, when engagement peaks.

What kisir does instead. A notification when something actually happens: someone added an expense, recorded a payment, joined, settled up, or changed an expense you’re on. The group’s name is the title. The body says what happened. Nothing is timed to catch you.

Why the list is empty

Splitting a bill is a problem with a right answer. Six people, €127.50, €21.25 each. Four balances that sum to zero, settled in the fewest transfers. A model that is usually right is a strange thing to put between friends and a number they can check on a napkin.

So the roadmap for AI in kisir has one line, and it says “no”. The rest of the roadmap is the ordinary kind: things people ask for, done so they can see what the app did and why. The no-sign-up guide explains the part that actually makes the app different, which is that your friends can join in ten seconds without an account.

Want the boring version?

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