Does kisir use AI? And other questions, answered briefly

Does kisir use AI?

No.

Not even a little?

No. The app has a form for an expense, a list of expenses, an overview of balances and a settlement plan. All of it is arithmetic, done in integer cents so no money is lost. There is no model anywhere in it.

So how does it know how to split the bill?

You tell it. Equal, Shares or exact Amounts. Then it divides. If you choose Amounts, the editor won’t save until the amounts add up to the total.

Does it scan receipts?

No. You type the total, which the person who paid already knows. There is a longer answer in why kisir does not scan receipts.

Does it categorize my expenses automatically?

No. There is a description field. You write “taxi”, and it says “taxi”. It will never decide that your taxi was Entertainment.

Does it learn my spending habits?

No. It keeps a history on each expense, who changed what and from which number to which, so the group can trust the list. That is a record of the money, not of you.

Does it predict who will pay next?

No, but your friends might.

Does it have a chat assistant?

No. If you have a question about the app, the guides are written by a person, and support is an email read by a person.

Does it suggest the fewest transfers to settle up?

Yes, and that is the closest thing to “clever” in it. From everyone’s balance it computes the fewest payments that bring every balance to zero. It is the same answer every time for the same balances. You can check it by hand with the settle-up guide.

Does it fill in exchange rates?

Yes. For an expense in another currency, it fills in today’s rate, the central-bank or market mid rate, and converts to the group’s currency. You can change the rate to what your bank actually charged. A rate table is a lookup, not a prediction.

Does it send smart reminders timed for when I’m most likely to pay?

No. You get a notification when something happens: someone adds an expense, records a payment, joins, settles up, or changes an expense you’re on. None of them are timed to catch you at 23:40.

Does it need an account?

No. You type a name. An optional email only restores your groups on a new phone, and it isn’t a login.

Does it connect to my bank?

No. It doesn’t move money or send payment requests either. You pay your friend the way you always did, then tap to record it.

Is it free?

Yes. No ads, no subscription, unlimited groups and people. Export to CSV or Excel is free too. There is a post on what free covers.

Does it work offline?

Yes. Add, edit and delete expenses without a connection. They sync when you are back online. This is one reason there’s no AI in it: a model lives on a server, and the villa’s wifi doesn’t.

Was the app built with AI?

Yes, honestly. The code was written with an AI coding tool from my descriptions, and I checked every screen on my phone. The tool was used to build it. There is none of it inside what you install. The difference is the subject of built with AI tools, shipped with no AI features.

Will you add AI later?

For splitting a bill, no. Six people and €127.50 is €21.25 each, and a model cannot improve on that number. If a feature ever appears that needs one, this FAQ will say so, in the same short sentences.

What does it do, then?

Groups for trips, flats, dinners and events, joined by link, QR code or six-character code. Expenses with one or several payers, split between the people they were for. Any currency per expense. An overview of who owes whom. Settle up in one tap, and the group closes itself when every balance is zero. 20 languages. iPhone and Android.

That is the whole app. It is a calculator with a guest list.